Financing your home


Four steps to help you get started

Figuring out how to finance your home can be a daunting process — but it doesn’t have to be. Here are a few simple steps to get you started.

Step one

Start with the purchase price

Review your savings, income, property taxes, closing costs, and homeowner's insurance to set a budget range.

Step two

Set aside a down payment

Ranging from 3.5%–20%, the more you put down, the lower your mortgage payments will be.

Step three

Check your interest rate

Interest rates can fluctuate based on the economy and also depending on your loan and credit.

Step four

The length of your loan

Most mortgages are based on a 30-year loan, but this can change for your unique situation.

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